News

• Research from Project Nemo – sponsored by Nationwide - shows scale of financial exclusion: 32% don’t have a bank account in their own name and 72% need help with everyday spending
• 87% of adults with a learning disability risk financial harm through informal workarounds
• Project Nemo, Nationwide and Mencap urge financial sector to create parity by implementing inclusive banking

• New research from Nationwide shows impact of fraud on students
• Purchase and WhatsApp scams top list of threats but blackmail and money mules rank highly
• Despite risks of fraud, 26% have shared private information while 17% have shared intimate images
• Building Society warns of growing trend of blackmail cases, especially in younger generations
• Real life examples of blackmail fraud (sextortion) can be seen in Notes to Editors
• 69% of students say it’s now harder to spot scams, worrying for parents and vulnerable people

• Nationwide all but completes Fairer Share payments in first day of rollout, making it one of UK’s biggest payouts
• Fairer Share Payment sees over 4m eligible members with current account & qualifying savings or mortgage get £100
• Nationwide returns over £1bn to eligible members in 2025 through Fairer Share and £615 million Big Nationwide Thank You

From today, The Mortgage Works is helping landlords to potentially borrow more by reducing its stress rate by 0.50% on new buy-to-let applications up to 65 per cent loan to value for:

• Five-year fixed rate terms, or
• Like for like remortgage (all fixed product terms)

• For new and existing customers moving, rates start from 3.90%

• Nationwide announces £2.8bn of member value as it reports full year results 

• Includes £1bn of direct payments to eligible members and £1.8bn in better than average rates and incentives 

• New Fairer Share Payment means over 4m eligible members with current account & qualifying savings or mortgage get £100 

• Launch of new market leading 5% Member Exclusive Bond and a £200 member switching incentive  

• Nationwide number one for customer service for 13th year running amongst peers 

• Latest research by Nationwide shows more than 7 in 10 of people who gamble will bet more on major events this year than last
• One in ten have tried to stop gambling only to start again due to high-profile events
• 50 per cent of 18 to 24-year-olds say they hide their gambling for fear of judgement, embarrassment or because their partner doesn’t approve
• Nationwide and GambleAware urge anyone struggling with gambling to access support

• Reduction in stress rates following FCA’s rule clarification allows applicants to borrow on average £28k more
• Change provides boost for all buyer types, notably for remortgage, making it easier to move to Nationwide
• Stress rates also cut for Helping Hand, helping more first-time buyers borrow up to six times income
• Comes as Nationwide continues to push for review of the Bank of England’s Financial Policy Committee Loan-to-Income flow limit to unlock the full potential of the rule clarification

The UK’s largest property platform Rightmove, and the UK’s largest Building Society Nationwide have launched a global-first real-time digital feature, which helps potential home-buyers understand if a specific property they want to view is likely to be eligible for mortgage lending.